Muevmnt Financial Business Financing
Halal Business Financing in New Brunswick
Muevmnt Financial offers halal-positioned business financing for Canadian entrepreneurs: funding from $5,000 to $500,000 at up to 75% loan-to-value, with pre-approvals in 1-2 business days on approved credit and a direct online application. The structure is described only as 'profit-sharing and asset-based models' - language consistent with musharakah or murabaha, but no contract type is named, and no rates, profit markups, or fee schedules are published anywhere on the site. Critically, no Sharia board, scholar, fatwa, or certification is disclosed either, so the halal status is entirely self-asserted and needs independent verification.
Muevmnt Financial offers halal-positioned business financing across all 10 Canadian provinces with a straightforward online application and unusually clear headline terms for the category: $5,000 to $500,000, up to 75% LTV, pre-approvals in 1-2 business days. The problem is everything behind the headline. A full-site crawl found no named Sharia scholar, no supervisory board, no fatwa, no compliance certificate, and no reference to AAOIFI or any standards body - the structure is described only as 'profit-sharing and asset-based models' without naming a contract type, and no rates or fees are published. Treat the application as the start of your due diligence rather than the end: get the specific contract in writing and have it reviewed by a qualified scholar. May suit entrepreneurs who want a riba-free option and will verify the structure themselves.
Pros
- Available across all 10 Canadian provinces
- Financing to purchase, operate, or grow a business
- Direct online application through its website
- Published headline terms: $5,000-$500,000 at up to 75% LTV with fast pre-approvals
Cons
- No publicly disclosed Sharia advisory board, named scholar, or third-party certification - the halal claim is self-asserted
- Rates, amounts, and contract structure aren't published - confirm details directly with the provider
- Structure described only as 'profit-sharing and asset-based models' with no contract type named
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Product Details
Structure
varies
Muevmnt Financial in New Brunswick
Muevmnt Financial's Business Financing is available for businesses in New Brunswick, using a varies structure. Muevmnt Financial serves 10 provinces, including New Brunswick.
Our Take on Muevmnt Financial
Muevmnt is a real, named-team Alberta financing company with genuinely useful published terms - $5K-$500K business financing with fast pre-approvals, and murabaha auto financing up to $50K with 0% down options - but its halal claim rests on nothing but its own word: no scholar, board, fatwa, certificate, or standards reference appears anywhere on its site. The murabaha declaration for auto financing at least names a recognizable structure a buyer can verify contract-by-contract; the business products don't even do that, offering only 'profit-sharing and asset-based models.' Usable for Canadians who will demand the contract structure in writing and have someone qualified review it - not for anyone who wants pre-vetted Sharia assurance.
How Muevmnt Financial Works
Financing Structure
Muevmnt's auto product is declared murabaha: the company purchases the vehicle and resells it to the client at an agreed markup, paid over 6-60 months - a structure whose validity depends on Muevmnt genuinely taking ownership before resale and fixing the price without interest-bearing mechanics, none of which is externally certified. Business financing is described only as 'profit-sharing and asset-based models' with no published mechanics. No Sharia board or fatwa stands behind either product; verification is entirely contract-by-contract.
In-Depth Analysis
Muevmnt Financial Ltd. (Edmonton, AB, established 2021) is a small halal-positioned financing company with a named leadership team - CEO Aly Osman, Chairman Omar Sherif, and BD Manager Erkam Güllük - and two product lines. Business financing runs $5,000-$500,000 at up to 75% loan-to-value with pre-approvals in one to two days (on approved credit); auto financing is declared murabaha in the site's own words - 'we purchase the vehicle and sell it to you at an agreed-upon markup' - up to $50,000, with 0% down available and terms of 6-60 months.
The Sharia gap is total and documented: our July 2026 full-site crawl found no scholar, advisory board, fatwa, certificate, or reference to AAOIFI or any other standard anywhere. The halal positioning is entirely self-asserted. The auto product's murabaha declaration is at least structurally specific - a buyer can verify that the dealer-purchase-and-markup-resale actually happens in the contract sequence - but the business products are described only as 'profit-sharing and asset-based models' with no mechanics at all.
Quality signals are mixed. The company is real and its funnels work, but the homepage and About page contradict each other on the business cap ($500K vs $300K), two different phone numbers appear, the 'first in Canada to provide Halal Auto Finance' superlative is unverifiable, the blog consists of two near-duplicate posts from January 2024, the terms date to 2021, and the auto application runs a 'join the waitlist' popup - collectively suggesting a live but lightly maintained operation. Borrowers should confirm current caps, the actual contract structure, and the markup in writing, and have someone qualified review the murabaha sequence before signing.
Shariah Compliance Details
- No Sharia oversight is disclosed anywhere: our July 2026 crawl of the full site found zero scholars, boards, fatwas, certificates, or AAOIFI/standards references. The halal claim is self-asserted by the company.
- The auto product's declared murabaha structure ('we purchase the vehicle and sell it to you at an agreed-upon markup') is verifiable in principle at the contract level - confirm Muevmnt actually takes ownership before resale and that the markup is fixed, not rate-indexed.
- Business products are described only as 'profit-sharing and asset-based models' with no published mechanics - ask for the specific contract type (murabaha, musharakah, ijara) and have it reviewed before proceeding.
How Muevmnt Financial Compares
Against Tjara - the other small Canadian halal financing shop - the contrast is governance: Tjara publishes a named Laldin-chaired scholar board and a product fatwa, Muevmnt publishes nothing. Muevmnt counters with more published numbers on its business product ($5K-$500K, 75% LTV, fast pre-approvals) than Tjara's unpublished business mechanics. For auto specifically, Muevmnt's declared murabaha with 0% down options is more structurally specific than Halal Car Financing's dealership marketing, though neither names a scholar.
IjaraCDC's Auto Conversion Program ($349 one-time + $10/month) and business financing carry a standing scholar board and published fatwa lineage - the disclosed-oversight alternative.
For business financing, Tjara operates under a named international scholar board across the same 10 provinces.
Bottom Line
Muevmnt Financial covers two scarce categories - halal auto and business financing - across 10 provinces, but discloses no Shariah board, scholar or certification. Request the contract structure and get independent scholarly review before proceeding; for auto, IjaraCDC's conversion program is the disclosed-oversight alternative.
Read full Muevmnt Financial reviewShariah Compliance & Oversight
None disclosed. A full crawl of muevmnt.ca (July 2026 - every sitemap page plus both blog posts) found no named Sharia scholar, no supervisory or ethical advisory board, no fatwa, no compliance certificate, and no reference to AAOIFI or any other Islamic-finance standards body anywhere on the site. The halal positioning is entirely self-asserted: the auto product at least names murabaha as its structure, while business financing is described only as 'profit-sharing and asset-based models' with no contract type named. Ask for the specific contract in writing and have it reviewed by a qualified scholar before proceeding.
2026-08-05
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Compare With Other Options in New Brunswick
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Frequently Asked Questions
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How to use this comparison: HalalWallet is an independent educational comparison platform - by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider - their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.