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Faraid-Compliant Estate Plans

Islamic Estate Planning in Canada

In Canada, wills and estates are governed by provincial law - and intestacy rules ignore Faraid entirely. Create a Shariah-compliant will that meets your province's requirements.

wills
Provincial wills
compliant
Faraid compliant
provinces
All provinces
HalalWallet is an independent, education-only comparison site. Some outbound links earn referral fees.Advertiser disclosure

Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent. We are an educational comparison site and do not originate applications on your behalf.

Items marked “Featured” may include paid placement in that module. Where you control sort order (tables, filters), your selection applies.

Referral fees typically come from the provider's marketing budget and should not increase what you pay - you should receive the same terms as visiting providers directly; confirm with the provider. How we make money · Methodology · Legal disclosures

Compare Estate Planning Providers

Find the right service for your Islamic estate planning needs.

Showing 6 of 6 services
Manzil - halal finance provider logo
Manzil

Will, Power of Attorney, Living Will

A

Availability

Nationwide

Price

Free–$2026

Shariah Oversight

Islamic Features

Faraid distribution, Madhhab selection

Key Tools

Islamic Will, Faraid Calculator, Healthcare Directive, Power of Attorney

Best for

An Islamic will backed by formal AAOIFI-aligned Shariah governance

Opens provider site - no obligation

Availability

Nationwide

Price

$1–$713882702

Shariah Oversight

Islamic Features

Faraid case tables with 'awl adjustments, Bequests capped at one-third

Key Tools

Islamic Will

Best for

Muslims in Ontario, BC, or Alberta with straightforward estates who want a genuinely free, privacy-first Islamic will from a registry-verified charity - and who will have the faraid schedule checked by a scholar they trust, since nobody is publicly credited for the tables.

Opens provider site - no obligation

MyAmana - halal finance provider logo
MyAmana

Will, Power of Attorney

B-

Availability

Nationwide

Price

$5–$2026

Shariah Oversight

Islamic Features

Sharia-compliant inheritance calculator, Faraid-aligned distribution

Key Tools

Islamic Will, Faraid Calculator, Power of Attorney

Best for

Wills plus POA with a built-in inheritance calculator and 2 years of updates

Opens provider site - no obligation

Wassiya - halal finance provider logo
Wassiya

Will, Power of Attorney

B-

Availability

Nationwide

Price

$5–$2026

Shariah Oversight

Islamic Features

Faraid-aligned distribution, Bequests capped at one-third

Key Tools

Islamic Will, Power of Attorney

Best for

The lowest-cost complete Islamic will package in Canada

Opens provider site - no obligation

Availability

1 provinces

Price

$5–$2026

Shariah Oversight

Islamic Features

Faraid-aligned distribution

Key Tools

Islamic Will, Lawyer Review

Best for

Ontario Muslims with high-value, business-holding, or potentially contested estates who want big-firm drafting and litigation backup behind an Islamic will - and who will bring their own scholar to verify the distribution schedule, since the firm claims no religious authority.

Opens provider site - no obligation

Availability

1 provinces

Price

$5–$2026

Shariah Oversight

Islamic Features

Faraid-aligned distribution, Optional Shariah compliance statement

Key Tools

Islamic Will, Lawyer Review

Best for

GTA and Durham-region Muslims with genuine planning complexity - blended families, business succession, waqf ambitions - who want a lawyer who has already thought through how Ontario law collides with faraid, and who will arrange their own scholarly sign-off on the final distribution.

Opens provider site - no obligation

Products & Services Comparison

See which documents and tools each provider offers at a glance

Islamic estate planning feature matrix: which documents and tools each provider offers (Islamic will, Faraid calculator, trust, marital agreements, healthcare directive, power of attorney, beneficiary designation, lawyer review).
Feature
Manzil - halal finance provider logo
Manzil
Basira Islamic Foundation - halal finance provider logo
Basira Islamic Foundation
MyAmana - halal finance provider logo
MyAmana
Wassiya - halal finance provider logo
Wassiya
Lerners Estate - halal finance provider logo
Lerners Estate
Shuter Law - halal finance provider logo
Shuter Law
Islamic Will
Yes
Yes
Yes
Yes
Yes
Yes
Faraid Calculator
Yes
No
Yes
No
No
No
Revocable Trust
No
No
No
No
No
No
Marital/Prenuptial
No
No
No
No
No
No
Healthcare Directive
Yes
No
No
No
No
No

Our Analysis

Islamic estate planning in Canada bridges two systems: Shariah inheritance law (Faraid) and the provincial law that governs wills and estates. In Canada, wills and estates are governed by provincial and territorial law, so requirements for a valid will (such as signing and witnessing) and the estate-administration process vary by province. The challenge is creating documents that honor Quranic guidelines while meeting your province's legal requirements for a valid will.

An Islamic will (wasiyya) lets you direct that your estate be distributed according to Islamic inheritance principles (Faraid) while meeting your province's legal requirements for a valid will. Canada does not have a community-property marital regime like some US states; matrimonial-property rules are set provincially, so it is worth reviewing your province's rules when aligning ownership with Faraid. The independent three-way is Basira vs Wassiya vs Manzil - ShariaWiz is a US product and is not in the Canadian registry.

When comparing providers, we recommend focusing on three factors: (1) whether the service includes a Faraid-compliant inheritance calculator, (2) whether you need documents beyond a basic Islamic will (trusts, marital agreements, POA), and (3) pricing transparency. Use the Features at a Glance grid above to see which provider covers your needs.

Top Picks

Top Islamic Estate Planning Providers

Scholar-reviewed services trusted by Muslim families across Canada to protect their legacy.

HalalWallet is an independent, education-only comparison site. Some outbound links earn referral fees.Advertiser disclosure

Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent. We are an educational comparison site and do not originate applications on your behalf.

Items marked “Featured” may include paid placement in that module. Where you control sort order (tables, filters), your selection applies.

Referral fees typically come from the provider's marketing budget and should not increase what you pay - you should receive the same terms as visiting providers directly; confirm with the provider. How we make money · Methodology · Legal disclosures

Manzil - halal finance provider logo

Manzil

AFeatured
Best for: An Islamic will backed by formal AAOIFI-aligned Shariah governance
Islamic Will
Available in 13 provinces and territories
Diminishing Musharaka co-ownership mortgage in ON, BC, AB, SK and NS; fixed Murabaha resale mortgage in Ontario
Minimum 20% down payment; 2-5 year fixed terms on amortizations up to 25 years, funded by the Manzil Mortgage Fund investor pool
Full halal registered-account suite - TFSA, RRSP, FHSA, RESP, RRIF, LIRA, plus personal, joint and business accounts - managed by Corex Financial with CIRO-member custody and CIPF coverage
Manzil Russell Halal USA Broad Market ETF (MNZL): 0.40% expense ratio, the lowest of any halal ETF (Nasdaq-listed November 2025)
Manzil Wills: online Islamic will builder with Faraid distribution and madhhab selection ($99 and $149 tiers)
Published Shariah Supervisory Board certificates plus external certification by Mufti Ebrahim Desai (Darul Iftaa Mahmudiyyah) on home financing

Shariah Oversight

Best for: Muslims in Ontario, BC, or Alberta with straightforward estates who want a genuinely free, privacy-first Islamic will from a registry-verified charity - and who will have the faraid schedule checked by a scholar they trust, since nobody is publicly credited for the tables.
Islamic Will
Available in 10 provinces

Shariah Oversight

Best for: Wills plus POA with a built-in inheritance calculator and 2 years of updates
Islamic Will
Available in 13 provinces and territories
Built-in Islamic inheritance calculator with published Sunni share rules (Quran 4:11, 4:12, 4:176) driving the will's distribution
Essential Will Package $89 CAD; Premium Estate Kit $179 adds Power of Attorney for Property and for Personal Care
Unlimited updates for two years plus document storage; one-time payment, no subscription
Provincial templates across all Canadian provinces and territories, with a clause that Islamic law prevails over conflicting provisions
Guided four-step questionnaire producing downloadable PDFs for self-execution
Calculator discloses its own limits: 'awl shown unadjusted, radd not computed, extended-family cases deferred to a scholar

Shariah Oversight

In-depth reviews: Manzil review · Basira Islamic Foundation review · MyAmana review

How Islamic Estate Planning Works

Align your estate plan with Faraid principles within Canadian legal frameworks

Faraid Compliance

Islamic inheritance calculations that determine fixed shares for heirs according to Shariah law.

Provincial Legal Validity

Documents are structured to meet your province's requirements for a valid will while honoring Islamic principles.

Professionally Reviewed

Qualified legal professionals with expertise in both Islamic law and Canadian estate planning review your documents.

Will & Trust Creation

Complete Islamic wills, trusts, and power of attorney documents tailored to your family situation.

Inheritance Guidance

Educational resources explaining how Islamic inheritance principles apply in Canadian legal contexts.

Scholarly Oversight

Services reviewed by qualified Islamic scholars to ensure alignment with Shariah principles.

How Does Islamic Inheritance Work?

Islamic inheritance law is built on three pillars that work together to ensure your assets are distributed according to both Shariah and Canadian law. Understanding each one helps you choose the right estate planning tools.

1. Faraid (Fixed Shares)

The Quran prescribes specific inheritance shares for designated heirs. Spouse, children, parents, and siblings each receive fixed fractions.

Calculating these shares correctly is critical and can be complex when multiple heirs are involved. A Faraid-compliant inheritance calculator automates these calculations according to the major schools of Islamic jurisprudence, ensuring accuracy before you draft any documents.

2. Wasiyyah (The Islamic Will)

A Wasiyyah allows you to bequeath up to one-third of your estate to non-heirs, charitable causes, or other beneficiaries. The remaining two-thirds must follow Faraid distribution. An Islamic will must also meet your province's legal requirements for a valid will - including proper signing and witnessing - to be legally enforceable. In Canada, these requirements are set by provincial and territorial law and vary by province.

3. Islamic Trusts (Probate Avoidance)

An Islamic revocable trust transfers asset ownership to a trust entity during your lifetime, allowing your heirs to receive their Faraid shares without going through the costly and often lengthy probate process. Trusts also provide privacy (wills become public record, trusts do not) and can simplify management if you own property in multiple provinces.

Each provider's implementation may vary. Review the specific terms and Shariah board documentation of any service you are considering. Consult with qualified Islamic scholars for questions about a particular product's compliance.

Choosing Islamic Estate Planning

What Does Islamic Estate Planning Cost?

Online Platform vs. Lawyer

Online Islamic will platforms typically cost a fraction of hiring a lawyer to draft an Islamic estate plan. The trade-off: online tools work well for straightforward estates, but complex situations with business interests, trusts, or property in multiple provinces may still need a lawyer.

Having any Shariah-compliant will is infinitely better than having none. Don’t let perfect be the enemy of good.

The Cost of No Will

Without a will, provincial intestacy laws determine how your estate is distributed - and these laws do NOT follow Faraid. Your assets could be distributed in ways that directly contradict Islamic inheritance shares. The cost of inaction is potentially far greater than any platform fee.

What Do You Need?

You have no will at all

Create a Shariah-compliant will as soon as possible. Any valid Islamic will is better than none - compare the providers above and choose one that meets your province's requirements. You can always upgrade to a more comprehensive plan later.

You have a conventional will but want Faraid compliance

An online platform can create a new will that implements Islamic inheritance shares while meeting your province's requirements for a valid will.

Your estate is complex (business, trusts, property in multiple provinces)

Consider using an online platform as a starting point, then have a lawyer experienced in estate planning review and customize it.

You want healthcare directives and funeral instructions too

Look for a provider that includes healthcare directives, power of attorney, and Islamic funeral instructions alongside the will - a complete package.

Need help choosing an estate plan?

Tell us about your situation and we'll recommend the right Shariah-compliant estate planning service for your family.

Get Free Guidance

Direct answer

What is the best first step for Islamic estate planning in Canada?

Document your Faraid intent and create a will that is valid in your province first, then align beneficiaries and asset titling so the plan can execute.

Frequently Asked Questions

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Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-09-01

How to cite this page

Preferred format (HTML):

According to HalalWallet (“Islamic Estate Planning in Canada”, https://www.halalwallet.ca/estate-planning, retrieved 2026-09-06).

For time-sensitive claims (rates, fees, province availability), please verify directly with the provider's official documentation and note the retrieval date.

HW
HalalWallet Editorial Team

Editorial Team, HalalWallet

Independent halal finance research

Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-09-01Disclosure: Featured partners may compensate HalalWallet for clicks. Editorial policy and full disclosures.

Reviewed quarterly and updated when provider data, product availability, or pricing changes.

Your Next Steps

HalalWallet has done 90% of the homework on Islamic estate planning - the comparisons, the contract structures, the Shariah oversight labels, and the trade-offs. This checklist covers the last 10%: the parts that depend on your personal situation. Bring these questions to your scholar and your shortlisted provider so those conversations are about you, not the basics.

Questions to ask your imam or scholar

  • How do Faraid shares apply to my specific family situation?
  • How should I handle heirs or bequests that fall outside fixed Faraid shares?
  • Are the will or trust structures I'm considering consistent with the rulings you follow?

What to verify with the provider

  • That the document is legally valid in your province and reviewed by a licensed lawyer where required.
  • Current pricing, including any fees for updates or amendments.
  • How beneficiary designations on accounts (RRSP, life insurance) interact with the Islamic will.
Provider data on this page last verified August 2026How we verify data: our methodology · Independence Charter

The Final Step: Your Scholar Conversation

Major estate planning and inheritance decisions involve nuances that vary by scholarly opinion and personal circumstance - which is why HalalWallet is built as the research step, not the ruling. We do the homework on comparisons, structures, and oversight; a qualified Islamic scholar, your local imam, or a Shariah-certified financial advisor covers what no comparison site can - guidance specific to your situation. Bring your shortlist to that conversation so it starts at the decision, not the basics.

How to use this comparison: HalalWallet is an independent educational comparison platform - by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.

Product structures and Shariah oversight vary by provider, so finish with three built-in steps:

  • Confirm current terms and halal compliance directly with the provider - their quote is final.
  • Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
  • Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.
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