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HalalWallet's comprehensive Zakat hub — calculate Zakat on cash, stocks, crypto, real estate, business assets, and retirement accounts using live Nisab thresholds. Learn the rules of Hawl, exemptions, and eligible recipients. Published by HalalWallet (halalwallet.ca).

Scholar-Sourced Methodology

Calculate Your Zakat in Minutes

Free, accurate, and based on live gold & silver prices. Covers cash, stocks, crypto, retirement accounts, real estate, and business assets.

Quick Estimate
$

Your estimated Zakat will appear here

🥇 Gold Nisab: |🥈 Silver Nisab:
100% Free
~2 min to complete
No account required

Simple & Clear

How Zakat Works

Four simple steps to fulfill your obligation with confidence.

01

Check Nisab

Determine if your total wealth exceeds the minimum threshold (based on gold or silver value).

~3oz gold or ~21oz silver
02

Calculate 2.5%

Add up all eligible assets — cash, investments, gold, business — and subtract debts.

Assets − Debts = Net Wealth
03

Verify Hawl

Ensure your wealth has been above Nisab for one full lunar year (354 days).

1 lunar year = 354 days
04

Pay Your Zakat

Distribute to eligible recipients. Many pay during Ramadan for multiplied rewards.

8 categories of recipients
DETAILED CALCULATOR

Full Asset-by-Asset Breakdown

Enter each asset category for a precise calculation. Zakat is 2.5% of eligible wealth above the Nisab threshold.

Nisab standard:
Loading live prices...

Your Zakat Due

$0.00

Net Assets

$0.00

$

Checking, savings, money market

$

Jewelry, coins, bullion

$

Brokerage accounts, ETFs, mutual funds

$

Unpaid or accumulated dividends

$

Current accessible value

$

Money you've lent out

$

Tax refunds, salary owed, etc.

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Start Entering Assets

$0.00

Open a section and enter your assets

Total Net Assets$0.00
Nisab (gold)$8,490.00
Rate2.5%

Get Zakat Reminders 🌙

Ramadan reminders, Zakat tips, and halal finance insights.

This calculator provides estimates for guidance. Consult a qualified Islamic scholar for complex situations. Nisab values are based on live metal prices and may fluctuate.

How to use this comparison: HalalWallet is an independent educational comparison platform — by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.

Product structures and Shariah oversight vary by provider, so finish with three built-in steps:

  • Confirm current terms and halal compliance directly with the provider — their quote is final.
  • Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
  • Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.
Vetted & independently rated

Now give it where it counts

Once you know your amount, choose a vetted Zakat-eligible charity. 100% of your Zakat reaches them — HalalWallet never takes a cut.

Compare all charities
1Islamic Relief USA logo
Alexandria, VA Global (40+ countries)Est. 1993
Zakat-eligibleEmergency ReliefFood Security
3/3Highest transparency
2Zakat Foundation of America logo
Worth, IL Global (30+ countries)Est. 2001
Zakat-eligibleEmergency ReliefFood Security
3/3Highest transparency
3ICNA Relief USA logo
Jamaica, NY US OnlyEst. 2000
Zakat-eligibleFood SecurityHousing & Shelter
3/3Highest transparency

Where to Give Zakat

Compare vetted, Zakat-eligible charities side by side — transparency scores, financials, and causes — then donate in two taps. 100% of your Zakat reaches the charity.

Compare vetted Muslim charities

Your Halal Finance Journey

After calculating your Zakat, explore Shariah-compliant options for investing, home financing, banking, and more — personalized to your province.

COMMON QUESTIONS

Frequently Asked Questions

Common questions about Zakat and Islamic charitable giving

Need More Information?

Download our comprehensive Zakat handbook for detailed guidance on calculations, eligible assets, and Islamic principles of charitable giving.

Download Complete Zakat Handbook

Zakat is a compulsory 2.5% annual tax on wealth above the Nisab threshold — one of the five pillars of Islam. Use our free 2026 Zakat calculator to determine your obligation on cash, investments, crypto, real estate, and business assets. Zakat can be paid any time of year, though many Muslims choose Ramadan.

  • Zakat rate is 2.5% on wealth above the Nisab threshold
  • Nisab is based on the value of 87.48g of gold or 612.36g of silver
  • Zakat is due on cash, investments, crypto, real estate, and business assets
  • Our free calculator covers all major asset categories
  • Zakat can be paid any time — Ramadan is preferred but not required

Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-07-10

How to cite this page

Preferred format (HTML):

According to HalalWallet (“Free Zakat Calculator 2026 + Complete Zakat Guide”, https://www.halalwallet.ca/zakat, retrieved 2026-07-22).

For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.

HW
HalalWallet Editorial Team

Editorial Team, HalalWallet

Independent halal finance research

Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-07-10Disclosure: Featured partners may compensate HalalWallet for clicks. Editorial policy and full disclosures.

Reviewed quarterly and updated when provider data, product availability, or pricing changes.

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