Head-to-head comparison of halal financial providers on HalalWallet — features, fees, Shariah oversight, province availability, and independent editorial verdict. Published by HalalWallet (halalwallet.ca).
Manzil Wills vs Wassiya
Formal Shariah Governance at $99 vs the Budget Package at $40
Co-Founder, HalalWallet
Reviewed quarterly when provider data or pricing changes.
Our Verdict
The question here is what Shariah governance is worth to you. Manzil Wills ($99 Legal Essentials / $149 Premium Coverage) is the only Canadian online Islamic will builder that sits inside an AAOIFI-member company with a formal Shariah Supervisory Board and published compliance certificates — plus madhhab selection for the inheritance calculation and POA and living-will provisions in both tiers. Wassiya delivers the essentials — Faraid distribution, capped bequests, funeral instructions, POA in its $56 complete package — at less than half the price, with province-specific signing guidance and a holograph option Manzil doesn't offer, but no publicly disclosed scholar behind the platform. Neither is a law firm; neither reviews your finished document. If named religious governance is the point of buying an Islamic will, Manzil is worth the difference. If you'll have your imam verify the output anyway, Wassiya's package does the job for $56.
Side-by-Side Comparison
| Feature | Manzil Wills | Wassiya |
|---|---|---|
| Pricing | $99 Legal Essentials / $149 Premium Coverage | $40 will / $56 complete package |
| Shariah Oversight | Formal Shariah Supervisory Board inside Canada's first AAOIFI-member fintech; published compliance certificates | No publicly disclosed board, scholar, or certification |
| Madhhab Handling | Madhhab selection for the inheritance calculation | Standard Faraid rules; verify shares against your madhhab |
| Incapacity Planning | POA and living-will provisions in both tiers | POA in the complete package |
| Will Formats | Standard witnessed format | Holograph and witnessed formats with province-specific signing guidance |
| Quebec | Civil-law formalities differ — confirm Quebec validity requirements directly with Manzil | Province-specific guidance provided; Quebec's probate rules still favour a notarial will |
| Lawyer Review | Not a law firm — no review of the finished document | Not a law firm — no review of the finished document |
| Ecosystem | Same provider can hold your halal mortgage and investments | Standalone will platform |
Which Should You Choose?
Named, published Shariah governance is why you're buying an Islamic will
→ Manzil Wills— A formal Shariah board and published certificates are unique in this category
You follow a specific madhhab and want the calculation to match
→ Manzil Wills— Madhhab selection is built into the inheritance computation
Cost decides and your imam will review the output
→ Wassiya— $56 for the complete package is less than half of Manzil's entry tier
You want a holograph will your province recognizes
→ Wassiya— It's the only platform here offering the no-witnesses format with provincial guidance
Your estate is complex
→ Neither alone— Blended families, businesses, or foreign assets warrant an estate lawyer familiar with Islamic wills — use a platform for the base document at most
Manzil Wills Full Review
Pros, cons, rates & details
Wassiya Full Review
Pros, cons, rates & details
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See yoursFrequently Asked Questions
What does Manzil's Shariah board actually add to a will?
Assurance about the machinery. An Islamic will's value hangs on the Faraid computation and the religious provisions being right — Manzil's are developed under a formal Shariah Supervisory Board inside an AAOIFI-member governance framework, with certificates you can read at manzil.co/ca/certifications. With unreviewed platforms, the same rules are probably encoded correctly, but nobody with religious authority has signed their name to it. You're paying roughly $43–$93 more for institutional accountability.
Is either valid in Quebec?
Both can generate wills Quebec recognizes, but Quebec's civil-law system changes the calculus: a will made before a notary takes effect at death without court verification, while holograph and witnessed wills must be probated by the Superior Court — with costs and delay. Manzil itself flags that Quebec formalities differ. Quebec residents with any complexity should consider a notarial will drafted to Faraid — our Quebec Islamic will guide covers how.
Do I still need my imam or a lawyer?
For most families, a quick imam review of the generated shares is cheap insurance with either platform. A lawyer becomes worthwhile when provincial law can override your distribution — dependants' relief claims, a spouse's property election, jointly held assets passing outside the will — or when the estate includes a business or foreign property. The platforms produce the document; they don't defend it.
The question here is what Shariah governance is worth to you. Manzil Wills ($99 Legal Essentials / $149 Premium Coverage) is the only Canadian online Islamic will builder that sits inside an AAOIFI-member company with a formal Shariah Supervisory Board and published compliance certificates — plus madhhab selection for the inheritance calculation and POA and living-will provisions in both tiers. Wassiya delivers the essentials — Faraid distribution, capped bequests, funeral instructions, POA in its $56 complete package — at less than half the price, with province-specific signing guidance and a holograph option Manzil doesn't offer, but no publicly disclosed scholar behind the platform. Neither is a law firm; neither reviews your finished document. If named religious governance is the point of buying an Islamic will, Manzil is worth the difference. If you'll have your imam verify the output anyway, Wassiya's package does the job for $56.
- Named, published Shariah governance is why you're buying an Islamic will: Manzil Wills — A formal Shariah board and published certificates are unique in this category
- You follow a specific madhhab and want the calculation to match: Manzil Wills — Madhhab selection is built into the inheritance computation
- Cost decides and your imam will review the output: Wassiya — $56 for the complete package is less than half of Manzil's entry tier
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Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: March 2026
How to cite this page
How to use this comparison: HalalWallet is an independent educational comparison platform — by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider — their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.