Tabarru'
تبرع
Pronunciation: tah-BAR-roo
A voluntary contribution or donation — the foundation of Takaful (Islamic insurance) pooling.
Definition
A voluntary contribution or donation. In Takaful (Islamic insurance), tabarru' is the mechanism that distinguishes it from conventional insurance.
Participants donate a portion of their contributions to a shared pool (tabarru' fund) that is used to pay claims for any participant who suffers a loss. Because the contributions are framed as donations rather than premiums, the element of gharar (uncertainty) in the payout is removed — you are giving to help others, not buying an uncertain promise of coverage.
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Tabarru' (تبرع) — A voluntary contribution or donation — the foundation of Takaful (Islamic insurance) pooling. A voluntary contribution or donation. In Takaful (Islamic insurance), tabarru' is the mechanism that distinguishes it from conventional insurance.
- A voluntary contribution or donation — the foundation of Takaful (Islamic insurance) pooling.
- Category: Insurance
- Related: Takaful, Sadaqah, Gharar
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Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-07-01
Editorial Team, HalalWallet
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