Zoya Review
Co-Founder & CEO, HalalWallet
Reviewed quarterly and updated when provider terms, ratings, or coverage change.
Zoya is a halal stock screening and portfolio monitoring app applying AAOIFI-based screening to Canadian-listed (TSX) stocks under the guidance of named scholars, with in-app trading passed through Canadian brokers Wealthsimple and Questrade. ETF and mutual fund screening is US-market only.
Opens provider's site - no obligation
HalalWallet is an independent, education-only comparison site. Some outbound links earn referral fees.Advertiser disclosure
Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent. We are an educational comparison site and do not originate applications on your behalf.
Items marked “Featured” may include paid placement in that module. Where you control sort order (tables, filters), your selection applies.
Referral fees typically come from the provider's marketing budget and should not increase what you pay - you should receive the same terms as visiting providers directly; confirm with the provider. How we make money · Methodology · Legal disclosures
HalalWallet 2026 Review
Zoya - At a Glance
1
Products Reviewed
10
Provinces Served
1
Category
Shariah Compliance Review
Oversight Level
Named Scholar - individual scholar endorsement
Zoya’s screening methodology is developed under the guidance of named Shariah advisors, including Sheikh Joe Bradford and Sheikh Umer Khan.
Shariah compliance should always be verified directly with Zoya. HalalWallet reports publicly available oversight information but does not issue fatwas or certify compliance.
Bottom Line
Review the products listed above and compare Zoya with other providers. Confirm terms and Shariah documentation directly with Zoya.
Products from Zoya
Zoya
Sharia Compliance Investment Screening
Zoya is a Shariah screening app built around transparency: compliance reports expose the actual AAOIFI ratios and segment-level revenue breakdowns so users can verify rather than trust, under the guidance of Sheikh Joe Bradford (AAOIFI-certified CSAA, ex-Al Rajhi Bank) and Sheikh Umer Khan (mufti, Wharton MSF). For Canadians it covers TSX-listed stocks (ETF and mutual fund screening is US-market only), syncs portfolios from Wealthsimple and Questrade twice daily, and sends compliance alerts when a holding's status changes. The free tier gives AAOIFI status verdicts; Zoya Pro ($14.99 USD/month or $119.99/year via app stores, or pay-what-you-think-is-fair from about $9/month on the web) adds full reports and alternative rulebooks.
Opens provider site - no obligation
HalalWallet is an independent, education-only comparison site. Some outbound links earn referral fees.Advertiser disclosure
Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent. We are an educational comparison site and do not originate applications on your behalf.
Items marked “Featured” may include paid placement in that module. Where you control sort order (tables, filters), your selection applies.
Referral fees typically come from the provider's marketing budget and should not increase what you pay - you should receive the same terms as visiting providers directly; confirm with the provider. How we make money · Methodology · Legal disclosures
Where Available
Based on listings we track, Zoya is listed in the following provinces:
Availability may vary by product type. Always verify current availability directly with Zoya.
How We Compare
- • We review publicly available information from providers, including Shariah compliance documentation.
- • We compare financing structures, total costs, down payment requirements, and province availability.
- • We prioritize providers that clearly explain their halal compliance rationale and operate with transparency.
- • We note which products are available nationwide versus regionally.
- • Learn more about our methodology.
Zoya is in HalalWallet's independent directory for Investing, with listings covering 10 provinces. Structures we list: Stock Screener. Confirm terms and Shariah documentation directly with Zoya.
- Zoya currently has 1 product in our listings (Investing).
- Coverage we list: 10 provinces.
- Contract structures we list: Stock Screener.
- Always verify compliance directly with Zoya and consult qualified Islamic finance advisors when needed.
- Compare Zoya with other providers on HalalWallet before you apply.
Source: HalalWallet (halalwallet.ca)
How to use this comparison: HalalWallet is an independent educational comparison platform - by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider - their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.
Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-09-01
How to cite this page
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For time-sensitive claims (rates, fees, province availability), please verify directly with the provider's official documentation and note the retrieval date.
Related Guides
Frequently Asked Questions
What types of halal products does Zoya offer?
Zoya has 1 product we currently list across 1 category. Structures we list: Stock Screener. Review the products listed above for current offerings. Confirm terms directly with Zoya.
How does Zoya ensure Shariah compliance?
Review Zoya's publicly available Shariah compliance documentation, understand the product structures they use, and check for independent oversight or Shariah board involvement. Always verify compliance directly with Zoya and consult with qualified Islamic finance advisors for guidance on specific products.
Is Zoya available in my province?
Based on listings we track, Zoya is listed in 10 provinces. Availability can vary by product type. Always verify current availability directly with Zoya.
Are Zoya's products more expensive than conventional options?
Halal financing structures can have different fee structures compared to conventional products. Some options may be competitive with conventional rates, while others may have different cost structures. Pricing varies by product type, location, and individual circumstances. Always compare total costs and terms when evaluating options.
How do I contact Zoya?
Visit Zoya at zoya.finance, or use the product links on this page.
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