Manzil joint accounts are available in every Canadian province and territory. The product is a non-registered joint account. Two or more people, typically spouses or family members, share ownership and full access to one professionally managed halal portfolio. Both holders can view, deposit, and withdraw. There are no contribution limits and no lock-in periods on the record. Portfolio management is provided by Corex Financial Inc., a registered portfolio manager in every Canadian jurisdiction on that record. This is not a TFSA and not an RRSP. Start on the investing hub and the Manzil provider page.
Ready to compare halal options?
Joint vs Personal vs TFSA
| Account | Who owns it | Tax wrapper |
|---|---|---|
| Manzil joint (non-registered) | Two or more holders with full access | Taxable. No contribution limit on the record |
| Manzil personal (non-registered) | One holder | Taxable. No contribution limit, no lock-in |
| Manzil TFSA | One holder per account | Tax-free growth inside CRA room. Every province and territory |
A joint conventional brokerage account can still hold interest-bearing cash and haram names. The Manzil overlay is the screen and the manager. Idle cash that earns bank interest is still interest. Related: Manzil vs DIY.
Frequently Asked Questions
Can two spouses share one Manzil account?
Yes. The joint account is built for that. Both holders can deposit and withdraw on the record.
Is a joint account a TFSA?
No. It is non-registered. Open a Manzil TFSA if you want the tax-free wrapper. Those are separate accounts.
Stay Updated
Get halal finance updates, new provider alerts, and expert insights
No spam ever. Unsubscribe in one click.
Is this available in Newfoundland?
Yes. Manzil joint accounts are available in every province and territory.
Are there contribution limits?
The joint-account record publishes no contribution limits and no lock-in periods. A TFSA still has CRA room. Do not mix those facts.
Bottom Line
Compare providers in your state
See side-by-side comparisons of Shariah-compliant products, or let our matcher recommend the best options for your situation.
Use the Manzil joint account if two people want one managed non-registered halal portfolio. Use TFSA and RRSP when you need those wrappers. Available in every province and territory.
