Aya Financial Home Financing
Halal Home Financing in Ontario
Financing used to buy a home or replace an existing home loan.
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Product Details
Structure
Musharaka
Aya Financial in Ontario
Aya Financial's Home Financing is available in Ontario. Aya Financial serves 1 province, including Ontario.
Our Take on Aya Financial
AYA Financial maintains an Islamic Finance Advisory Board composed of multiple scholars, including Dr. Mohammad Iqbal Masood al-Nadvi, Dr. Hamid Slimi, and Shaikh Mohamed Nafis Bhayat, who review and endorse its financial products.
Bottom Line
Aya Financial offers a declining-balance (Diminishing Musharakah) model in Ontario via a credit-union partner and lists an Islamic finance advisory board. Note: a published ruling by Darul Iftaa / IslamQA (askimam) concluded Aya's contracts do not reflect a genuine musharakah and deemed the model non-compliant — review carefully and consult your own scholar before proceeding.
Read full Aya Financial reviewShariah Compliance & Oversight
Province Availability
Available in 1 province
Get a Quote — Aya Financial
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Compare With Other Options in Ontario
7 other home financing products available to Ontario residents
Co-Op · 1 provinces
Murabaha · 1 provinces
Halal Mortgage Estimate — Ontario
Estimate your monthly payment with a halal financing structure
Monthly
$2,023
Total Cost
$728,142
Total Profit
$408,142
Estimate only. Actual terms vary by provider.
Full CalculatorFrequently Asked Questions
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Explore All Home Financing in Ontario
Compare every home financing option side-by-side with filters, ratings, and Shariah oversight details.
Reviewed monthly and updated when product availability or terms change.
Co-Founder & CEO, HalalWallet
How to use this comparison: HalalWallet is an independent educational comparison platform — by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider — their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.