ShariaPortfolio PPP - Personal Pension Plan

Halal Retirement Accounts in British Columbia

ShariaPortfolio Canada's PPP (Personal Pension Plan) is an enhanced RRSP/IPP hybrid for incorporated professionals - physicians, dentists, consultants - offering more contribution flexibility and potentially higher tax-deferred room than an RRSP, sometimes with investment control and creditor protection features. Halal options inside PPP wrappers are effectively nonexistent elsewhere in Canada, making this one of ShariaPortfolio's most distinctive offerings. The plan's portfolio follows full AAOIFI rules - screened equities, sukuk, and Islamic funds only - coordinated with corporate accounts and the owner's personal registered plans. Custody at Fidelity Clearing Canada ULC; fees and minimums by consultation.

The PPP stacks flexibility on the IPP concept - an RRSP/IPP hybrid with potential creditor protection and greater investment control, here screened to AAOIFI standards, which almost no other Canadian provider offers inside this wrapper. For incorporated professionals the appeal is contribution room beyond RRSP limits with pension-grade creditor protection, coordinated by one firm alongside corporate and personal accounts. Like any corporate pension structure it brings actuarial and administrative complexity a personal account doesn't, the costs of which ShariaPortfolio does not publish, and the oversight model is third-party certification anchored by Shaykh Umer Khan. Best for incorporated owners in BC, Alberta, Ontario, or Quebec who want maximum halal retirement contribution room with more flexibility than a standard IPP.